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Business Insurance

Business Insurance Options

Protect your business with the right coverage. Explore general liability, BOP, workers comp, commercial auto, surety bonds, cyber, and more.

General Liability

Protect your business from third-party claims including bodily injury, property damage, and advertising injury. Essential coverage for businesses that interact with customers, clients, or the public.

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Business Owners Policy

A Business Owners Policy bundles property and liability coverage into one convenient policy, often at a lower cost than buying each separately. Ideal for many small to mid-size businesses.

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Commercial Property

Commercial property insurance protects your business's physical assets buildings, equipment, inventory, and furniture from losses caused by fire, theft, vandalism, and certain weather events.

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Workers Compensation

Workers compensation insurance covers medical expenses and lost wages for employees who are injured or become ill because of their job. Most states require it once you have employees.

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Cyber

Cyber insurance helps protect your business from losses related to data breaches, cyber attacks, and privacy or security incidents. It can cover response costs, notifications, and liability.

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Professional Liability

Professional liability insurance, often called errors and omissions (E&O), protects your business from claims that your advice, services, or work caused a client financial loss or harm.

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Management Liability

Management liability insurance protects company leaders and the organization from claims related to management decisions, employment practices, and fiduciary duties. It often includes D&O, EPL, and fiduciary coverage.

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Commercial Auto

Commercial auto insurance covers vehicles owned or used by your business, from a single work truck to a full fleet. It typically includes liability coverage plus physical damage protection for the vehicles themselves.

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Inland Marine

Inland marine insurance covers property that moves: tools, equipment, and materials in transit, on job sites, or stored away from your main location. It fills the gap that standard property policies often leave for mobile property.

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Builder's Risk

Builder's risk insurance, sometimes called course of construction coverage, protects a structure while it is being built or renovated, along with materials on site, in transit, or in temporary storage.

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Surety Bonds

A surety bond is a three-party agreement in which a surety company backs your obligations to a project owner or licensing authority. Many public projects, contracts, and contractor licenses require one before work begins.

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Commercial Umbrella

Commercial umbrella insurance adds an extra layer of liability protection above your underlying policies, such as general liability, commercial auto, and employers liability. It responds when a large claim exceeds those limits.

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