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Business Insurance

Business Insurance Options

Protect your business with the right coverage. Explore general liability, BOP, workers comp, commercial auto, surety bonds, cyber, and more.

General Liability

Protect your business from third-party claims including bodily injury, property damage, and advertising injury. Essential coverage for businesses that interact with customers, clients, or the public.

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Business Owners Policy

A Business Owners Policy bundles property and liability coverage into one convenient policy, often at a lower cost than buying each separately. Ideal for many small to mid-size businesses.

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Commercial Property

Commercial property insurance protects your business's physical assets buildings, equipment, inventory, and furniture from losses caused by fire, theft, vandalism, and certain weather events.

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Workers Compensation

Workers compensation insurance covers medical expenses and lost wages for employees who are injured or become ill because of their job. Most states require it once you have employees.

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Cyber

Cyber insurance helps protect your business from losses related to data breaches, cyber attacks, and privacy or security incidents. It can cover response costs, notifications, and liability.

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Professional Liability

Professional liability insurance, often called errors and omissions (E&O), protects your business from claims that your advice, services, or work caused a client financial loss or harm.

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Management Liability

Management liability insurance protects company leaders and the organization from claims related to management decisions, employment practices, and fiduciary duties. It often includes D&O, EPL, and fiduciary coverage.

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Commercial Auto

Commercial auto insurance covers vehicles owned or used by your business, from a single work truck to a full fleet. It typically includes liability coverage plus physical damage protection for the vehicles themselves.

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Inland Marine

Inland marine insurance covers property that moves: tools, equipment, and materials in transit, on job sites, or stored away from your main location. It fills the gap that standard property policies often leave for mobile property.

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Builder's Risk

Builder's risk insurance, sometimes called course of construction coverage, protects a structure while it is being built or renovated, along with materials on site, in transit, or in temporary storage.

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Surety Bonds

A surety bond is a three-party agreement in which a surety company backs your obligations to a project owner or licensing authority. Many public projects, contracts, and contractor licenses require one before work begins.

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Commercial Umbrella

Commercial umbrella insurance adds an extra layer of liability protection above your underlying policies, such as general liability, commercial auto, and employers liability. It responds when a large claim exceeds those limits.

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How BreadRoute Makes Money

BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

Your Information

When you submit an application, we share the information you provide with financing partners as described in our Privacy Policy and on our Partners page. Those partners may contact you directly. You can see the current list of partners at any time on our Partners page.

Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

Insurance

Insurance products are offered through licensed third-party partners. BreadRoute does not sell insurance, bind coverage, or provide insurance advice. Coverage, eligibility, and pricing are determined by the insurer.

Not Professional Advice

Content on this site, including blog posts and guides, is for general informational purposes only and is not legal, tax, accounting, financial, or insurance advice. Consult a qualified professional about your specific situation.

BreadRoute is operated by Outride Partners LLC.