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Lender Directory

Small Business Lenders

Browse our curated directory of vetted small business lenders from banks and credit unions to fintech lenders and SBA specialists. Every lender includes a DoughRating so you can compare quality, not just rates.

SBA LoansEquipment FinancingWorking CapitalTerm LoansLines of CreditInvoice Factoring

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Small Business Lenders Directory

Showing 1-24 of 2,827 lenders

1NB Bank

Commercial Bank
BreadRoute Logo

Southern Illinois community bank offering business loans up to $10M for established local businesses.

$10,000 to $10 Million
Illinois, USA
Credit: 700+

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

Requirements

2 Years in business
Minimum credit score: 700

1st Advantage Bank

Commercial Bank
BreadRoute Logo

St. Peters, MO community bank offering business loans, lines of credit, and real estate financing to local businesses.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st Bank in Hominy

Commercial Bank
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Century-old Oklahoma community bank offering business loans, real estate financing, and agricultural lending in the Hominy area.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st Bank of Sea Isle City

Commercial Bank
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A Cape May County community bank with 130+ years of local lending experience across commercial real estate, equipment, and more.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st Commercial Credit

Nonbank Lender
BreadRoute Logo

Asset-based financing up to $10M — invoice factoring, PO financing, and AR lines with no credit score minimum.

Up to $10,000,000
Nationwide
Revenue: $10,000/mo

Financing Options

Equipment FinancePurchase Order FinancingAccounts Receivable+2 more

Requirements

1 Year in business
Minimum monthly revenue: $10,000

1st Equity Bank

Commercial Bank
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A Skokie, IL community bank offering lines of credit, term loans, CRE, construction, and equipment financing since 1997.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st Federal Savings Bank of SC, Inc.

Commercial Bank
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A South Carolina community bank founded in 1963, offering business loans, lines of credit, and commercial real estate financing.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st Financial Bank USA

Commercial Bank
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A South Dakota community bank with 30+ years of history, offering business loans, equipment finance, and agricultural lending.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st Security Bank of Washington

Commercial Bank
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A Washington community bank offering lines of credit, term loans, equipment, construction, and commercial real estate financing.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st State Bank

Commercial Bank
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Saginaw-based community bank offering business loans, lines of credit, and commercial real estate financing with local decision-making.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st Trust Bank, Inc.

Commercial Bank
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Kentucky community bank offering business loans, lines of credit, and commercial real estate financing across three counties.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

1st United Bank

Commercial Bank
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A Minnesota community bank with over a century of history offering core commercial lending products.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

22nd State Bank

Commercial Bank
BreadRoute Logo

Alabama community bank offering small business loans, lines of credit, and government-guaranteed lending.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

360 Equipment Finance

Nonbank Lender
BreadRoute Logo

Equipment financing from $5K to $10M, with flexible underwriting for businesses that don't fit the traditional bank mold.

$5,000.00 to $10 Million
United States
Credit: 625+
Revenue: $5,000/mo

Financing Options

Equipment Finance

Requirements

2 Years in business
Minimum credit score: 625
Minimum monthly revenue: $5,000

36th Street Capital

Nonbank Lender
BreadRoute Logo

Equipment financing up to $25M for middle-market businesses, with flexible lease and credit structures from a BlackRock TCP affiliate.

Up to $25 Million
United States
Revenue: $10,000,000/mo

Financing Options

Equipment Finance

Requirements

2 Years in business
Minimum monthly revenue: $10,000,000

42 North Private Bank

Commercial Bank
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Canton, MA private bank offering relationship-based lending across equipment, real estate, construction, and working capital.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

AB&T

Commercial Bank
BreadRoute Logo

Commercial bank offering term loans, lines of credit, equipment finance, and construction and real estate financing.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

Abacus Federal Savings Bank

Commercial Bank
BreadRoute Logo

A NYC community bank founded in 1984, offering business loans, commercial mortgages, and lines of credit with a relationship-banking approach.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

Abacus Finance Group LLC

Nonbank Lender
BreadRoute Logo

Sponsor-focused private credit lender offering $10M–$60M in senior debt for lower-middle market buyouts.

$10M to $60M
Nationwide
Revenue: $2,500,000/mo

Financing Options

Mezzanine CapitalLine Of CreditTerm Loan

Requirements

2 Years in business
Minimum monthly revenue: $2,500,000

Abbeville Building & Loan

Commercial Bank
BreadRoute Logo

A Louisiana community savings bank founded in 1890, focused primarily on residential and consumer lending.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

Abbeville First Bank, SSB

Commercial Bank
BreadRoute Logo

Century-old South Carolina community bank offering core business financing through a relationship-banking model.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

AbbyBank

Commercial Bank
BreadRoute Logo

Wisconsin community bank offering lines of credit, term loans, equipment finance, and commercial real estate loans.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

Academy Bank

Commercial Bank
BreadRoute Logo

A community bank serving five states with a practical lineup of small-business lending products.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

ACB Bank

Commercial Bank
BreadRoute Logo

Century-old community bank offering commercial loans, equipment finance, and agricultural lending.

Financing Options

Equipment FinanceConstruction FinanceCommercial Real Estate Financing+2 more

Ready to Find Your Perfect Lender?

Use our advanced filters and ratings to find the lender that best fits your business needs.

BreadRoute

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How BreadRoute Makes Money

BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

Your Information

When you submit an application, we share the information you provide with financing partners as described in our Privacy Policy and on our Partners page. Those partners may contact you directly. You can see the current list of partners at any time on our Partners page.

Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

Insurance

Insurance products are offered through licensed third-party partners. BreadRoute does not sell insurance, bind coverage, or provide insurance advice. Coverage, eligibility, and pricing are determined by the insurer.

Not Professional Advice

Content on this site, including blog posts and guides, is for general informational purposes only and is not legal, tax, accounting, financial, or insurance advice. Consult a qualified professional about your specific situation.

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