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360 Equipment Finance

|Nonbank Lender|United States
$5,000.00 to $10 Million
Loan Amount
625+
Credit Score
$5,000
Monthly Revenue
2 Years
Time in Business

Our 360 Equipment Finance Review

3.5/ 5.0How we rate

360 Equipment Finance is an Austin, TX-based nonbank lender offering equipment financing to small and mid-sized businesses across the United States. The company traces its roots to Mantis Financial, founded in 2001, and has funded over $200 million in equipment costs since inception. Financing ranges from $5,000 to $10 million, making it flexible enough for a wide range of purchases. Qualifying requires a minimum credit score of 625, at least $5,000 in monthly revenue, and two years in business. A good fit if you've been turned away by traditional lenders — 360 leans on non-traditional credit underwriting and equipment value-based decisions rather than strict bank criteria. The lender also works with brokers and vendors seeking a financing partner.

Who Is 360 Equipment Finance Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • Businesses that need equipment or machinery financing
  • Businesses seeking larger financing amounts

Financing Options

Equipment Finance

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
625
Minimum Monthly Revenue
$5,000

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Free · Won't affect your credit score

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Quick Overview

Loan Amount$5,000.00 to $10 Million
GeographyUnited States
DoughRating
Products1

360 Equipment Finance Pros & Cons

Pros

  • Lends nationwide
  • High loan amounts available

Cons

  • Requires 2 Years in business

Frequently Asked Questions

360 Equipment Finance offers financing in the range of $5,000.00 to $10 Million.

360 Equipment Finance typically requires a minimum credit score of 625. Businesses with scores above this threshold are more likely to qualify for favorable terms.

360 Equipment Finance offers the following financing products: Equipment Finance.

360 Equipment Finance requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

360 Equipment Finance provides financing to businesses across the United States.

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For immediate assistance, please contact us at howdy@breadroute.co

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