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BreadRoute Review
Abacus Federal Savings Bank
3.5Our Abacus Federal Savings Bank Review
Abacus Federal Savings Bank is a community bank headquartered in New York City, founded in 1984 with deep roots in Manhattan's Chinatown and the broader Chinese-American community. For small-business owners, it offers a full suite of banking and lending products: business checking and savings accounts, business credit cards, merchant services, payroll services, and financing options including business loans, commercial mortgages, lines of credit, equipment finance, construction finance, and term loans. With four decades of operating history, Abacus appears well suited for business owners looking for a relationship-oriented community bank — particularly those with ties to the New York neighborhoods it has long served.
Who Is Abacus Federal Savings Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Abacus Federal Savings Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Abacus Federal Savings Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Abacus Federal Savings Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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