1st Federal Savings Bank of SC, Inc.

1st Federal Savings Bank of SC, Inc. is a community commercial bank headquartered in Walterboro, South Carolina, founded in 1963. It serves businesses and individuals across South Carolina with a traditional suite of deposit and lending products. For business borrowers, the bank offers lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance — a solid range for small and mid-sized businesses with conventional capital needs. As a long-standing community institution, it appears well suited for South Carolina-based businesses seeking a local banking relationship over an online-first experience. Specific rate, fee, and eligibility details are not publicly disclosed, so prospective borrowers should contact the bank directly to understand current terms and qualification requirements.