Academy Bank

Academy Bank, National Association is an FDIC-insured community bank headquartered in Kansas City, MO, with business banking operations serving Arizona, Arkansas, Colorado, Kansas, and Missouri. For small-business borrowers, the bank offers a practical range of commercial products: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a participant in the Community Reinvestment Act, it appears oriented toward serving local and underserved business communities within its footprint. Specific rate ranges, minimum revenue requirements, and credit score thresholds are not publicly disclosed, so prospective borrowers will need to contact the bank directly to gauge fit. Academy Bank appears best suited for established businesses in its five-state region that prefer working with a regulated, locally rooted institution rather than an online lender.