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SBA Loans

10 articles

7/16/20269 min readBlake Tawney

Using an SBA 7(a) Loan to Buy a Business

An SBA 7(a) loan is one of the most popular ways to finance a business acquisition. This guide walks you through eligibility, down payment requirements, the application process, and what lenders look for when you want to buy a business

7/12/20268 min readBlake Tawney

How Long Does an SBA Loan Take to Approve?

SBA loans can take anywhere from 30 to 90 days or longer depending on the loan type, lender, and your preparedness. This guide breaks down the SBA loan timeline step by step so you know what to expect

7/5/20268 min readBlake Tawney

SBA Loan Down Payment Requirements Explained

SBA loans typically require a down payment of 10% to 20%, depending on the loan program and how you plan to use the funds. Here's what you need to know about SBA equity injection requirements and how to prepare

7/1/20268 min readBlake Tawney

SBA 504 vs 7(a): Which Loan Is Right for You?

SBA 504 and 7(a) loans serve different purposes. This side-by-side comparison breaks down eligibility, loan amounts, rates, and use cases so you can pick the right fit for your business.

4/25/20269 min readBlake Tawney

SBA Loan vs Conventional Business Loan: Which Is Right?

SBA loans and conventional business loans each come with distinct advantages and trade-offs. This comparison breaks down the key differences so you can decide which financing path makes sense for your business

4/21/20269 min readBlake Tawney

SBA 504 Loan: What It Is and How to Apply

The SBA 504 loan program helps small businesses finance major fixed assets like real estate and equipment. Learn the requirements, eligible uses, and how to apply through a lending marketplace

4/17/20268 min readBlake Tawney

Getting Started with SBA Loans: A Guide for Small Businesses

SBA loans offer small business owners access to government-backed financing with competitive terms. This guide walks you through eligibility, loan types, required documents, and how to apply

4/13/20269 min readBlake Tawney

How to Qualify for an SBA 7(a) Loan: Requirements & Process

Understanding SBA 7(a) loan requirements is the first step toward securing affordable small business financing. This guide walks you through eligibility criteria, documentation, and the full application process

3/22/202610 min readBlake Tawney

SBA Loan Requirements 2026: What You Need to Qualify

Understanding SBA loan requirements is the first step toward securing affordable small business financing. This guide breaks down eligibility criteria, documentation, and practical steps to strengthen your application in 2026

2/23/20265 min readBlake Tawney

SBA Loan Eligibility Update: New Citizenship & Residency Rules Start March 1, 2026

SBA 7(a) and 504 loans now require 100% U.S. citizen or national ownership, effective March 1, 2026. Learn who’s affected and what alternative options exist.