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Business Loans

36 articles

7/28/20268 min readBlake Tawney

Search Fund Financing: How ETA Acquisitions Get Funded

Search fund financing combines multiple capital sources to help acquisition entrepreneurs buy small businesses. This guide breaks down the funding structures behind entrepreneurship through acquisition

7/27/20268 min readBlake Tawney

Seller Financing for a Business Purchase: How It Works

Seller financing lets the business owner fund part of the sale, giving buyers more flexibility and sellers a faster close. Here's how seller notes work and how to structure a deal

7/21/20269 min readBlake Tawney

Financing a Business Acquisition: The Role of the LOI

A letter of intent is a critical step when financing a business acquisition. This guide walks through how the LOI shapes the deal timeline, what lenders look for, and how to align financing with each stage of the purchase process

7/14/20267 min readBlake Tawney

Average Business Loan Term Lengths Explained

Business loan terms range from a few months to 25 years depending on the loan type and how the funds are used. This guide breaks down typical repayment terms so you can plan accordingly

7/9/20268 min readBlake Tawney

What Is the Average Small Business Loan Amount?

The average small business loan amount varies widely depending on the loan type, lender, and your business profile. Here's what typical business loan sizes look like across different financing options

7/8/20268 min readBlake Tawney

Startup Business Loans for Bad Credit: A Practical Guide

Bad credit does not automatically disqualify you from startup financing. This guide walks through realistic options, eligibility factors, and steps to strengthen your application

7/4/20268 min readBlake Tawney

Secured vs Unsecured Business Loans: Which Is Right?

Secured business loans require collateral while unsecured loans do not, and each option comes with distinct trade-offs in rates, terms, and qualification requirements. This comparison breaks down both so you can decide which path makes sense for your business

6/17/20269 min readBlake Tawney

Asset-Based Lending: How It Works for Small Businesses

Asset-based lending lets small businesses use inventory, equipment, or receivables as collateral to access capital. Learn how ABL financing works, what qualifies, and how to find the right lender

6/12/20269 min readBlake Tawney

Business Loans for Women-Owned Businesses: Programs and Options

Women business owners have access to a range of financing programs, from SBA loans to specialized grants and certification-linked opportunities. This guide breaks down the options and how to pursue them

6/9/20269 min readBlake Tawney

Purchase Order Financing: How It Works for Small Businesses

Purchase order financing helps small businesses cover supplier costs when a large order comes in. Learn how PO financing works, what lenders look for, and whether it fits your situation

6/9/20269 min readBlake Tawney

SBA Microloan Program: Small Loans for Small Businesses

The SBA microloan program provides loans up to $50,000 to help small businesses and certain nonprofits get started or grow. Here is what you need to know about requirements, interest rates, and how to apply

6/8/20269 min readBlake Tawney

Business Loans for Veterans: SBA Programs and Beyond

Veterans have access to several business loan programs, from SBA-backed options to alternative financing. Here's how to navigate your choices and find funding that fits your business

6/4/20269 min readBreadRoute Team

Business Acquisition Loan: A Practical Financing Guide

Buying an existing business can be a smart path to ownership, but financing the purchase takes planning. This guide walks you through the types of business acquisition loans, how to qualify, and what to expect during the process

5/29/202610 min readBlake Tawney

Commercial Real Estate Loans: How to Finance Your Business Space

Commercial real estate loans help small business owners purchase, refinance, or renovate business properties. This guide breaks down CRE loan types, typical requirements, and how to find the right financing for your space

5/26/20269 min readBlake Tawney

How to Refinance a Business Loan: When and How to Do It

Refinancing a business loan can help you lower your interest rate, reduce monthly payments, or consolidate debt. Here's how to know when it makes sense and how to get started

5/26/20269 min readBlake Tawney

Revenue-Based Financing: How It Works and Who It's For

Revenue-based financing lets small businesses repay funding as a percentage of monthly revenue. Learn how RBF works, who qualifies, and when it makes sense for your business

5/24/20268 min readBlake Tawney

What Is Inventory Financing? A Guide for Small Businesses

Inventory financing helps small businesses purchase stock without draining cash flow. This guide explains how it works, what lenders look for, and how to decide if it fits your business

5/24/20269 min readBlake Tawney

Unsecured Business Loans: What They Are and How to Get Approved

Unsecured business loans let you access funding without pledging collateral. Learn how they work, what lenders look for, and how to strengthen your application

5/15/20269 min readBlake Tawney

Restaurant Business Loans: Financing Options for Food & Beverage

Restaurant owners have several financing options to fund equipment, renovations, working capital, and expansion. This guide breaks down the most common restaurant business loans and how to find the right fit for your food and beverage operation

5/14/20268 min readBlake Tawney

How Much Can I Borrow for a Business Loan?

Business loan amounts range from a few thousand dollars to several million, depending on the loan type, your revenue, credit profile, and time in business. Here is what determines how much you can borrow and how to position yourself for a higher amount

5/14/20269 min readBlake Tawney

Retail Business Loans: Financing Options for Store Owners

Retail store owners have several financing options to fund inventory, renovations, and growth. This guide breaks down the most common retail business loans and how to compare lenders

5/13/20269 min readBlake Tawney

How to Finance a Franchise: Loan Options and Requirements

Financing a franchise takes planning, good credit, and the right loan product. Here's how to evaluate your options and position yourself for approval

5/12/20269 min readBlake Tawney

Trucking Business Loans: Fleet and Working Capital Financing

Trucking companies need flexible financing to cover fuel costs, fleet expansion, and daily operations. This guide breaks down the loan types, qualification factors, and steps to find the right financing for your trucking business

5/12/202611 min readBlake Tawney

Small Business Financing: The Complete Guide for 2026

A practical breakdown of every small business financing option available today, including how to qualify, what to expect, and how to choose the right funding path for your business

5/4/20269 min readBlake Tawney

Medical Practice Loans: Financing for Healthcare Businesses

Medical practice loans help healthcare professionals fund equipment, expansions, and daily operations. This guide covers loan types, qualification factors, and how to find the right financing for your practice

5/4/20269 min readBlake Tawney

Tech Startup Loans: Funding Options for Technology Companies

Technology startups have unique financing needs, from pre-revenue runway to scaling infrastructure. This guide breaks down the loan types, qualification factors, and non-dilutive funding paths available to tech companies

4/26/20269 min readBlake Tawney

Small Business Startup Loans: How to Get Funding

Getting funding for a new business can feel overwhelming. This guide walks you through startup loan options, what lenders look for, and how to improve your chances of getting approved

4/23/20268 min readBlake Tawney

What Documents Do You Need for a Business Loan?

Knowing which documents lenders typically require can help you prepare a stronger business loan application. This checklist covers everything from financial statements to legal documents so you can apply with confidence

4/23/20268 min readBlake Tawney

Venture Debt vs Equity: A Founder's Guide to Choosing

Venture debt and equity financing serve different purposes for startups. This guide breaks down the trade-offs so founders can decide which option fits their stage, goals, and runway needs

4/22/20269 min readBlake Tawney

How to Finance a Business Acquisition: A Step-by-Step Guide

Buying an existing business can be a smart path to ownership, but most buyers need financing to make it happen. This guide walks through your acquisition financing options, the steps involved, and how to position yourself for approval

4/19/20268 min readBlake Tawney

How to Read a Business Loan Term Sheet (Step by Step)

A business loan term sheet outlines the key conditions of a financing offer. Learn how to read each section, spot red flags, and compare offers with confidence

4/14/20269 min readBlake Tawney

Bridge Loans for Business: When They Make Sense

Bridge loans can help small businesses cover short-term funding gaps, but they're not the right fit for every situation. Here's how to decide if bridge financing makes sense for your business

4/12/20269 min readBlake Tawney

Construction Business Financing: What Are Your Options?

Construction businesses face unique financing challenges, from covering upfront material costs to bridging gaps between project milestones. Here's a practical look at the funding options available to contractors and construction companies

4/8/20269 min readBlake Tawney

How to Choose a Business Lender: What to Look For

Not all business lenders are the same. Here is a step-by-step guide to evaluating lenders so you can find the right financing fit for your small business

3/24/20268 min readBlake Tawney

MCA vs Short-Term Business Loan: Key Differences

Merchant cash advances and short-term business loans both provide fast capital, but they work very differently. Here's a practical breakdown to help you decide which option fits your business

3/19/20269 min readBlake Tawney

How to Get a Small Business Loan with Bad Credit

Bad credit doesn't have to shut down your financing options. Here's a practical guide to getting a small business loan even when your credit score is less than ideal