.png&w=256&q=75)
BreadRoute Review
Stearns Bank
4.0Our Stearns Bank Review
At Stearns Bank, we are driven by people and purpose, focused on serving our customers and communities. As employee owners, we are unusual because our employees lead with an ownership mentality and entrepreneurial spirit, embracing a keen, competitive mindset and empowered to innovate, collaborate, and deliver exceptional service, unique financial options, and customized banking solutions tailored for each customer. We tenaciously pursue excellence, embrace creativity, and act with urgency to prioritize our customers.
Who Is Stearns Bank Best For?
Based on eligibility requirements and available products.
- Businesses that need equipment or machinery financing
- B2B businesses with outstanding invoices to unlock
- Established businesses that qualify for SBA programs
- Businesses with commercial real estate financing needs
Financing Options
Eligibility Requirements
Get Started
Quick Overview
4.0Compare Alternatives
Other Commercial Bank lenders
Stearns Bank Pros & Cons
Pros
- Lends nationwide
- High loan amounts available
- Wide range of financing products
Cons
- Requires $10,000+ in monthly revenue
- Requires 2 Years in business
Frequently Asked Questions
Stearns Bank offers financing in the range of $10,000 to $10+ Million.
Stearns Bank typically requires a minimum credit score of 670. Businesses with scores above this threshold are more likely to qualify for favorable terms.
Stearns Bank offers the following financing products: Accounts Receivable Financing, Equipment Finance, USDA Business and Industry, Accounts Receivable, Construction Finance, SBA Express Loan, Working Capital, Construction Financing, SBA 7(a), Commercial Real Estate Financing, Inventory Financing, USDA Business & Industry, SBA 504, SBA Express, Line of Credit, Term Loan.
Stearns Bank requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Stearns Bank provides financing to businesses across the United States.
Claim Stearns Bank Profile
Are you a representative of Stearns Bank? Claim this profile to verify your information, update details, or request changes to your listing.
For immediate assistance, please contact us at howdy@breadroute.co