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BankFinancial

|Commercial Bank|United States
Up to $10 Million
Loan Amount
No Minimum Time in Business
Time in Business

Our BankFinancial Review

4.0/ 5.0How we rate

BankFinancial is a full-service, community-oriented national bank with headquarters in Burr Ridge, Illinois. Today, BankFinancial has 18 branches in throughout Chicagoland and 3 satellite offices in Florida, Texas, and Utah with expertise in Equipment Financing, Commercial Real Estate Lending, Healthcare Lending, and Treasury Services. We offer commercial and business banking, as well as personal banking and wealth management. Our personal banking products include personal checking, money market, savings, CDs, credit cards and lines of credit, and personal wealth management and trust services. Our business banking products and services include business checking, money market, CDs, treasury management services, business/commercial loans and lines of credit, commercial real estate loans, and real estate capital markets loans.

Who Is BankFinancial Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Startups and early-stage businesses with variable revenue
  • New businesses with limited operating history
  • Businesses that need equipment or machinery financing

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
No Minimum Time in Business

Quick Overview

Loan AmountUp to $10 Million
GeographyUnited States
DoughRating
Products5

BankFinancial Pros & Cons

Pros

  • No minimum credit score requirement
  • No minimum monthly revenue required
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available
  • Wide range of financing products

Frequently Asked Questions

BankFinancial offers financing in the range of Up to $10 Million.

BankFinancial does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

BankFinancial offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

BankFinancial requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

BankFinancial provides financing to businesses across the United States.

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BankFinancial Review (2026) | Equipment Finance Lender | BreadRoute