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Byline Bank

|Commercial Bank|United States
$10,000 to $10+ Million
Loan Amount
650+
Credit Score
$10,000
Monthly Revenue
2 Years
Time in Business

Our Byline Bank Review

4.0/ 5.0How we rate

Byline Bank is a Chicago-based commercial bank with over a century of operating history that lends nationally to small and mid-sized businesses. Its product lineup is broad — SBA 7(a), SBA 504, SBA CAPLine, USDA Business and Industry loans, term loans, lines of credit, equipment finance, inventory financing, accounts receivable financing, commercial real estate, and construction finance — making it a practical option for businesses at different growth stages. Financing runs from $10,000 to $10 million or more. Byline carries national SBA preferred lender status, which can mean faster turnaround on SBA loan decisions. Minimum requirements are a 650 credit score, $10,000 in monthly revenue, and two years in business. A good fit if you want SBA financing or more complex commercial credit structures from a community-oriented bank with genuine national reach.

Who Is Byline Bank Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • Businesses that need equipment or machinery financing
  • B2B businesses with outstanding invoices to unlock
  • Established businesses that qualify for SBA programs

Financing Options

Equipment Finance
USDA Business and Industry
Accounts Receivable
Construction Finance
Working Capital
SBA 7(a)
Commercial Real Estate Financing
Inventory Financing
SBA Capline
SBA 504
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
650
Minimum Monthly Revenue
$10,000

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Quick Overview

Loan Amount$10,000 to $10+ Million
GeographyUnited States
DoughRating
Products12

Byline Bank Pros & Cons

Pros

  • Lends nationwide
  • High loan amounts available
  • Wide range of financing products

Cons

  • Requires $10,000+ in monthly revenue
  • Requires 2 Years in business

Frequently Asked Questions

Byline Bank offers financing in the range of $10,000 to $10+ Million.

Byline Bank typically requires a minimum credit score of 650. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Byline Bank offers the following financing products: Equipment Finance, USDA Business and Industry, Accounts Receivable, Construction Finance, Working Capital, SBA 7(a), Commercial Real Estate Financing, Inventory Financing, SBA Capline, SBA 504, Line of Credit, Term Loan.

Byline Bank requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Byline Bank provides financing to businesses across the United States.

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Byline Bank Review (2026) | Equipment Finance Lender | BreadRoute