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FinWise Bank

|Commercial Bank|United States
$25,000 to $10+ Million
Loan Amount
700+
Credit Score
$10,000
Monthly Revenue
5 Years
Time in Business

Our FinWise Bank Review

4.0/ 5.0How we rate

Whether you're a small business or an individual, you can count on FinWise Bank as a resource to help you make financial wise decisions and reach your goals using our award -winning technology with personalized services.

Who Is FinWise Bank Best For?

Based on eligibility requirements and available products.

  • Businesses that need equipment or machinery financing
  • Established businesses that qualify for SBA programs
  • Businesses with commercial real estate financing needs
  • Businesses seeking larger financing amounts

Financing Options

Equipment Finance
SBA 7(a)
Commercial Real Estate Financing

Eligibility Requirements

Time in Business
5 Years
Minimum Credit Score
700
Minimum Monthly Revenue
$10,000

Quick Overview

Loan Amount$25,000 to $10+ Million
GeographyUnited States
DoughRating
Products3

FinWise Bank Pros & Cons

Pros

  • Lends nationwide
  • High loan amounts available

Cons

  • Requires strong credit (700+ minimum)
  • Requires $10,000+ in monthly revenue

Frequently Asked Questions

FinWise Bank offers financing in the range of $25,000 to $10+ Million.

FinWise Bank typically requires a minimum credit score of 700. Businesses with scores above this threshold are more likely to qualify for favorable terms.

FinWise Bank offers the following financing products: Equipment Finance, SBA 7(a), Commercial Real Estate Financing.

FinWise Bank requires a minimum of 5 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

FinWise Bank provides financing to businesses across the United States.

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FinWise Bank Review (2026) | Equipment Finance Lender | BreadRoute