Z2

Z2 is a Stamford, Connecticut-based SEC-registered alternative investment advisor focused on direct lending to non-sponsored, privately held companies across the United States. It targets the lower middle market, offering financing ranging from $10 million to $50 million. Products include senior secured term loans, asset-backed loans, alternative collateral loans, preferred equity, and common equity — structures designed for businesses that fall outside the typical private-equity-backed deal flow. Borrowers generally need at least one year in business and a minimum of $2 million in monthly revenue. No minimum credit score is listed. Z2 appears well suited for established, founder-owned or independently run businesses seeking bespoke capital solutions that larger institutional lenders may not accommodate.