BreadRoute logoBreadRoute
BreadRoute Logo

BreadRoute Review

Wingspire Capital

|Nonbank Lender|United States
$20 Million to $200 Million
Loan Amount
$4,000,000
Monthly Revenue
No Minimum Time in Business
Time in Business

Our Wingspire Capital Review

4.0/ 5.0How we rate

Wingspire Capital is a national nonbank lender focused on the middle market, offering senior debt solutions ranging from $20 million to $200 million. Its product lineup includes revolving lines of credit, secured term loans, asset-based lending, bridge capital, equipment finance, mezzanine capital, and sponsor finance — positioning it as a one-stop shop for larger borrowing needs. The firm appears to have been operating for roughly five years and targets established businesses: minimum monthly revenue of $4 million is required, though no minimum time in business is specified and no credit score floor is listed. According to an industry profile in The Secured Lender, Wingspire emphasizes diversified solutions and a long-term client view. Website testimonials highlight efficiency and a partnership-oriented process, though independent third-party reviews are limited. Wingspire seems best suited for mid-sized companies seeking customized senior debt structures rather than early-stage or smaller businesses.

Who Is Wingspire Capital Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs

Financing Options

Sponsor Finance
Mezzanine Capital
Equipment Finance
Asset-based Lending
Bridge Capital
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
No Minimum Time in Business
Minimum Monthly Revenue
$4,000,000

Get Started

See My Loan Options

Free · Won't affect your credit score

Visit Website

Quick Overview

Loan Amount$20 Million to $200 Million
GeographyUnited States
DoughRating
Products7

Wingspire Capital Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available
  • Wide range of financing products

Cons

  • Requires $4,000,000+ in monthly revenue

Frequently Asked Questions

Wingspire Capital offers financing in the range of $20 Million to $200 Million.

Wingspire Capital does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Wingspire Capital offers the following financing products: Sponsor Finance, Mezzanine Capital, Equipment Finance, Asset-based Lending, Bridge Capital, Line of Credit, Term Loan.

Wingspire Capital requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Wingspire Capital provides financing to businesses across the United States.

Claim Wingspire Capital Profile

Are you a representative of Wingspire Capital? Claim this profile to verify your information, update details, or request changes to your listing.

Claim Now

For immediate assistance, please contact us at howdy@breadroute.co

BreadRoute

Simplifying financing & insurance for small businesses.

Get Matched It's Free
© 2025 Outride Partners LLC. All rights reserved.

How BreadRoute Makes Money

BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

Your Information

When you submit an application, we share the information you provide with financing partners as described in our Privacy Policy and on our Partners page. Those partners may contact you directly. You can see the current list of partners at any time on our Partners page.

Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

Insurance

Insurance products are offered through licensed third-party partners. BreadRoute does not sell insurance, bind coverage, or provide insurance advice. Coverage, eligibility, and pricing are determined by the insurer.

Not Professional Advice

Content on this site, including blog posts and guides, is for general informational purposes only and is not legal, tax, accounting, financial, or insurance advice. Consult a qualified professional about your specific situation.

BreadRoute is operated by Outride Partners LLC.