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BreadRoute Review
Upfunding Capital
3.5Our Upfunding Capital Review
Upfunding Capital is a Miami-based nonbank lender founded in 2022, serving small businesses across the United States with merchant cash advances and working capital. The company has a particular focus on Latin entrepreneurs and offers bilingual support alongside a fast funding process — decisions can come within 24 hours. Industries it commonly works with include construction, food service, beauty salons, trucking, and manufacturing. Advances are available up to $10 million, and Upfunding does not publicly list minimum credit score, revenue, or time-in-business thresholds. A good fit if you're looking for a Spanish-language-friendly lender with a streamlined, relationship-driven approach.
Who Is Upfunding Capital Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- New businesses with limited operating history
- Businesses seeking larger financing amounts
Financing Options
Eligibility Requirements
Get Started
Quick Overview
3.5Compare Alternatives
Other Nonbank Lender lenders
Upfunding Capital Pros & Cons
Pros
- No minimum credit score requirement
- Startup-friendly no seasoning requirement
- Lends nationwide
- High loan amounts available
Frequently Asked Questions
Upfunding Capital offers financing in the range of Up to $10 Million.
Upfunding Capital does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Upfunding Capital offers the following financing products: Working Capital, Merchant Cash Advance.
Upfunding Capital requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Upfunding Capital provides financing to businesses across the United States.
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