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BreadRoute Review

Trulo Capital

|Nonbank Lender
Up to $250,000
Loan Amount
625+
Credit Score
$20,000
Monthly Revenue
3 Months
Time in Business

Our Trulo Capital Review

3.5/ 5.0How we rate

Trulo Capital is a nonbank, direct funder offering merchant cash advances and revenue-based financing to small businesses across the country. It appears to focus on industries like restaurants, retail, and auto repair. Funding goes up to $250,000, with a same-day screening and funding process. Eligibility is relatively accessible — a 625 minimum credit score, $20,000 in monthly revenue, and at least three months in business. A good fit if you need fast working capital and don't yet qualify for traditional bank financing. Ask for a full cost disclosure, including factor rates and fees, before signing.

Who Is Trulo Capital Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit

Financing Options

Revenue-based Financing
Merchant Cash Advance

Eligibility Requirements

Time in Business
3 Months
Minimum Credit Score
625
Minimum Monthly Revenue
$20,000

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $250,000
GeographyNot disclosed
DoughRating
Products2

Trulo Capital Pros & Cons

Cons

  • Requires $20,000+ in monthly revenue

Frequently Asked Questions

Trulo Capital offers financing in the range of Up to $250,000.

Trulo Capital typically requires a minimum credit score of 625. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Trulo Capital offers the following financing products: Revenue-based Financing, Merchant Cash Advance.

Trulo Capital requires a minimum of 3 Months in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

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