THermoCredit LLC

ThermoCredit is a privately held nonbank lender headquartered in New Orleans, LA, operating nationally since 2002. The firm has deep roots in the Communications and Technology sectors and is staffed by professionals with backgrounds in investment banking, credit analysis, and business ownership. That operator experience shapes a product menu built for real business complexity: lines of credit, term loans, equipment finance, invoice factoring, accounts receivable financing, inventory financing, purchase order financing, and mezzanine capital. Financing ranges from $80,000 to $1 million or more, with no stated minimum credit score or time-in-business requirement — making it worth a look for early-stage companies or those with non-traditional credit profiles. ThermoCredit also runs a referral and agent commission program.