BreadRoute logoBreadRoute
BreadRoute Logo

BreadRoute Review

The Fundworks

|Nonbank Lender|United States
Up to $10 Million
Loan Amount
No Minimum Time in Business
Time in Business

Our The Fundworks Review

3.5/ 5.0How we rate

The Fundworks is a Salt Lake City-based nonbank lender offering revenue-based financing to small businesses across the United States. Financing amounts reach up to $10 million, and the lender cites funding in as little as one business day through a straightforward online application. It appears well suited for businesses that may not qualify through traditional banks — including those with less-than-perfect credit — since minimum credit score, revenue, and time-in-business thresholds are not publicly specified. The Fundworks carries a solid reputation among the businesses it serves, with accredited operating history to back it up. As with any revenue-based financing arrangement, confirm current factor rates and fees directly with the lender before committing, as costs can vary meaningfully by deal.

Who Is The Fundworks Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • Businesses seeking larger financing amounts

Financing Options

Working Capital
Merchant Cash Advance

Eligibility Requirements

Time in Business
No Minimum Time in Business

Get Started

See My Loan Options

Free · Won't affect your credit score

Visit Website

Quick Overview

Loan AmountUp to $10 Million
GeographyUnited States
DoughRating
Products2

The Fundworks Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available

Frequently Asked Questions

The Fundworks offers financing in the range of Up to $10 Million.

The Fundworks does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

The Fundworks offers the following financing products: Working Capital, Merchant Cash Advance.

The Fundworks requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

The Fundworks provides financing to businesses across the United States.

Claim The Fundworks Profile

Are you a representative of The Fundworks? Claim this profile to verify your information, update details, or request changes to your listing.

Claim Now

For immediate assistance, please contact us at howdy@breadroute.co

BreadRoute

Simplifying financing & insurance for small businesses.

Get Matched It's Free
© 2025 Outride Partners LLC. All rights reserved.

How BreadRoute Makes Money

BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

Your Information

When you submit an application, we share the information you provide with financing partners as described in our Privacy Policy and on our Partners page. Those partners may contact you directly. You can see the current list of partners at any time on our Partners page.

Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

Insurance

Insurance products are offered through licensed third-party partners. BreadRoute does not sell insurance, bind coverage, or provide insurance advice. Coverage, eligibility, and pricing are determined by the insurer.

Not Professional Advice

Content on this site, including blog posts and guides, is for general informational purposes only and is not legal, tax, accounting, financial, or insurance advice. Consult a qualified professional about your specific situation.

BreadRoute is operated by Outride Partners LLC.