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BreadRoute Review
Rapid Finance
4.5Our Rapid Finance Review
Rapid Finance is a Bethesda, MD-based nonbank lender serving small businesses across the United States. Its product lineup is broader than most alternative lenders — term loans, lines of credit, merchant cash advances, bridge loans, SBA loans, invoice factoring, and asset-based lending — so you're less likely to need a second lender if your needs change. Funding can arrive in as little as 24 hours. To qualify, you'll generally need a 620 credit score, two years in business, and at least $10,000 in monthly revenue. Financing goes up to $500,000. With over 2,200 customer reviews averaging a perfect score and a well-established reputation among the businesses it serves, Rapid Finance appears well suited for small business owners who want fast, flexible capital from a lender with a genuine track record.
Who Is Rapid Finance Best For?
Based on eligibility requirements and available products.
- Businesses with good (but not perfect) credit
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
Eligibility Requirements
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Other Nonbank Lender lenders
Rapid Finance Pros & Cons
Pros
- Accepts fair or rebuilding credit
- Lends nationwide
- Wide range of financing products
Cons
- Requires $10,000+ in monthly revenue
- Requires 2 Years in business
Frequently Asked Questions
Rapid Finance offers financing in the range of Up to $500,000.
Rapid Finance typically requires a minimum credit score of 620. Businesses with scores above this threshold are more likely to qualify for favorable terms.
Rapid Finance offers the following financing products: Working Capital, Merchant Cash Advance, Line of Credit, Term Loan.
Rapid Finance requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Rapid Finance provides financing to businesses across the United States.
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