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Rapid Finance

|Nonbank Lender|United States
Up to $500,000
Loan Amount
620+
Credit Score
$10,000
Monthly Revenue
2 Years
Time in Business

Our Rapid Finance Review

4.0/ 5.0How we rate

Growing a business isn’t an easy task, that’s why Rapid Finance offers flexible financing solutions to help fit your business’ unique needs. At Rapid Finance, we specialize in fast, simple, and trusted business financing. Our financing options enable small businesses to access working capital when they need it most. We are 100% committed to the long-term growth of your business.

Who Is Rapid Finance Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Working Capital
Merchant Cash Advance
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
620
Minimum Monthly Revenue
$10,000

Quick Overview

Loan AmountUp to $500,000
GeographyUnited States
DoughRating
Products4

Rapid Finance Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide
  • Wide range of financing products

Cons

  • Requires $10,000+ in monthly revenue
  • Requires 2 Years in business

Frequently Asked Questions

Rapid Finance offers financing in the range of Up to $500,000.

Rapid Finance typically requires a minimum credit score of 620. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Rapid Finance offers the following financing products: Working Capital, Merchant Cash Advance, Line of Credit, Term Loan.

Rapid Finance requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Rapid Finance provides financing to businesses across the United States.

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Rapid Finance Review (2026) | Working Capital Lender | BreadRoute