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BreadRoute Review

PIRS

|Nonbank Lender|United States
Up to $1 Million
Loan Amount
No Minimum Credit Score+
Credit Score
$15,000
Monthly Revenue
1 Year
Time in Business

Our PIRS Review

4.0/ 5.0How we rate

Founded in 2012, PIRS Capital’s mission has been the same since day one; to combine our financial expertise with quality customer service to build lifelong relationships with our clients to ensure mutual success. We understand our clients need to work with someone who will support them, assist them, and challenge them. That’s why we work hard to understand your industry, your needs and your opportunities to provide intelligent funding to make your business dreams come true.

Who Is PIRS Best For?

Based on eligibility requirements and available products.

  • Businesses seeking larger financing amounts

Financing Options

Merchant Cash Advance

Eligibility Requirements

Time in Business
1 Year
Minimum Credit Score
No Minimum Credit Score
Minimum Monthly Revenue
$15,000

Quick Overview

Loan AmountUp to $1 Million
GeographyUnited States
DoughRating
Products1

PIRS Pros & Cons

Pros

  • Lends nationwide
  • High loan amounts available

Cons

  • Requires $15,000+ in monthly revenue

Frequently Asked Questions

PIRS offers financing in the range of Up to $1 Million.

PIRS typically requires a minimum credit score of No Minimum Credit Score. Businesses with scores above this threshold are more likely to qualify for favorable terms.

PIRS offers the following financing products: Merchant Cash Advance.

PIRS requires a minimum of 1 Year in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

PIRS provides financing to businesses across the United States.

Claim PIRS Profile

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PIRS Review (2026) | Merchant Cash Advance Lender | BreadRoute