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BreadRoute Review
Parlaiment Capital
Our Parlaiment Capital Review
Parliament Capital Management (PCM) is a San Juan, Puerto Rico-based alternative investment management firm founded in 2009. It focuses on direct lending and credit solutions for underserved Hispanic and minority-owned businesses in the lower middle market across the United States, Puerto Rico, and the U.S. Virgin Islands. PCM targets privately held companies with at least two years of operating history and minimum monthly revenue of $800,000, offering financing between $1 million and $25 million. Its product suite includes bridge capital, mezzanine capital, and term loans — instruments typically suited to businesses pursuing acquisitions, recapitalizations, or growth that falls outside conventional bank credit boxes. PCM describes its approach as partnership-oriented and tailored, which appears well suited for borrowers who need a more flexible, relationship-driven capital partner rather than a standardized loan product.
Who Is Parlaiment Capital Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses seeking larger financing amounts
Financing Options
Eligibility Requirements
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Parlaiment Capital Pros & Cons
Pros
- No minimum credit score requirement
- Lends nationwide
- High loan amounts available
Cons
- Requires $800,000+ in monthly revenue
- Requires 2 Years in Business in business
Frequently Asked Questions
Parlaiment Capital offers financing in the range of $1 Million to $25 Million.
Parlaiment Capital does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Parlaiment Capital offers the following financing products: Mezzanine Capital, Bridge Capital, Term Loan.
Parlaiment Capital requires a minimum of 2 Years in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Parlaiment Capital provides financing to businesses across the United States.
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