North Mill Equipment Finance

North Mill Equipment Finance (NMEF) is a Norwalk, CT-based nonbank lender with roots going back to 1957. Operating nationally, NMEF works exclusively through third-party referral sources — brokers and intermediaries rather than direct-to-borrower channels — to fund commercial equipment leases and loans in the small-to-mid ticket range. On BreadRoute, financing runs from $15,000 to $250,000, with a minimum credit score of 660 and at least three years in business required. As an 'application-plus' lender, NMEF looks beyond the basic application to consider fuller context — and it works across A through C credit profiles, which is meaningful for businesses that fall short of traditional bank thresholds. Customers cite fast turnarounds and dedicated account managers as standout strengths. A good fit for established small businesses pursuing equipment financing through a broker or referral partner.