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BreadRoute Review
National Funding
4.0Our National Funding Review
National Funding is a San Diego-based nonbank lender that has been financing small businesses across the United States since 1999. It offers working capital loans, merchant cash advances, bridge capital, and equipment financing and leasing, with funding amounts ranging from $5,000 to $500,000. Entry requirements are accessible — a 550 minimum credit score, six months in business, and $40,000 in monthly revenue — making it a realistic option for younger or credit-challenged companies. Speed is a genuine differentiator: approvals can come the same day, with funding in as little as 24 hours through a straightforward online application. With over two decades of operating history and a strong reputation among the businesses it serves, National Funding appears well suited for owners who need capital quickly and value a straightforward process.
Who Is National Funding Best For?
Based on eligibility requirements and available products.
- Businesses with fair or rebuilding credit
- Businesses that need equipment or machinery financing
Financing Options
Eligibility Requirements
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Quick Overview
4.0Compare Alternatives
Other Nonbank Lender lenders
National Funding Pros & Cons
Pros
- Accepts fair or rebuilding credit
- Lends nationwide
Frequently Asked Questions
National Funding offers financing in the range of $5,000 - $500,000.
National Funding typically requires a minimum credit score of 550. Businesses with scores above this threshold are more likely to qualify for favorable terms.
National Funding offers the following financing products: Equipment Finance, Merchant Cash Advance, Bridge Capital.
National Funding requires a minimum of 6 Months in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
National Funding provides financing to businesses across the United States.
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