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BreadRoute Review
Moneywell
3.5Our Moneywell Review
Moneywell is a nationwide nonbank lender offering working capital and merchant cash advances to small businesses across all 50 states. It operates as a direct lender, funding first- through fourth-position deals with terms up to 18 months and advances up to $3,000,000. To qualify, businesses generally need at least one year in operation, $100,000 in monthly revenue, and a minimum 600 credit score. A good fit for businesses that need flexible capital and may not meet traditional bank requirements — though as with any MCA lender, reviewing terms carefully and vetting the entity before signing is advisable.
Who Is Moneywell Best For?
Based on eligibility requirements and available products.
- Businesses with fair or rebuilding credit
Financing Options
Eligibility Requirements
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Quick Overview
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Other Nonbank Lender lenders
Moneywell Pros & Cons
Pros
- Accepts fair or rebuilding credit
- Lends nationwide
Frequently Asked Questions
Moneywell offers financing in the range of Up to $3,000,000.
Moneywell typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.
Moneywell offers the following financing products: Working Capital, Merchant Cash Advance.
Moneywell requires a minimum of 1 Year in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Moneywell provides financing to businesses across the United States.
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