Mitsubishi HC Capital America

Mitsubishi HC Capital America is a nonbank lender headquartered in Norwalk, CT, offering equipment finance to businesses across the United States. Financing goes up to $10 million, with a minimum credit score of 660 and no minimum time in business — making it potentially accessible to newer operations that meet the credit threshold. Beyond equipment finance, the company also provides asset-based lending, factoring, and cross-border financing, which may appeal to businesses with more complex capital needs. With accredited operating history stretching back over a decade and a solid reputation among the businesses it serves, it's a well-established option worth considering for equipment-focused financing.