Mantis Funidng

Mantis Funding is a nonbank lender providing working capital and merchant cash advances to small businesses across the United States, with particular presence in New York, California, Florida, and Texas. Funding ranges from $5,000 to $500,000, and entry requirements are accessible — a minimum credit score of 500, six months in business, and $20,000 in monthly revenue. Repayment is tied to future receivables rather than fixed monthly payments, which can ease cash flow pressure during slower periods. With over a decade in the commercial finance space, Mantis Funding has built a solid reputation among the small businesses it serves. A good fit if you need fast, flexible capital and don't meet traditional bank criteria. Factor rates and fee structures aren't publicly listed, so ask for a full cost breakdown before signing.