Lighthouse Financial Corp.

Lighthouse Financial Corp. is a privately owned commercial finance company that has specialized in asset-based lending since 1987, primarily serving the eastern United States. It focuses on small and mid-sized businesses — typically carrying $10M–$50M in annual revenue — whose capital needs fall outside conventional bank criteria. Loan sizes range from $1 million to $5 million, secured by accounts receivable, inventory, or fixed assets. The product mix includes revolving lines of credit, working capital facilities, leveraged buyout financing, turnaround financing, and post-bankruptcy exit financing. Because underwriting is collateral-driven, there is no stated minimum credit score, making Lighthouse a practical option for businesses in transition or financial stress. With nearly four decades of operating history, it appears well suited for established mid-market companies seeking flexible, creatively structured asset-backed facilities that a traditional bank would be unlikely to offer.