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Libertas Funding

|Nonbank Lender|United States
$100,000 to $10 Million
Loan Amount
600+
Credit Score
$25,000
Monthly Revenue
2 Years
Time in Business

Our Libertas Funding Review

4.0/ 5.0How we rate

Libertas Funding is a U.S. nonbank lender founded in 2016 by Gary Katcher with a focus on revenue-based financing, working capital, merchant cash advances, and bridge capital. It operates as a balance sheet lender — deploying its own capital rather than brokering deals — which gives it more flexibility in how it structures and closes financing. With over $3 billion funded since launch and a solid reputation among the businesses it serves, Libertas has built a track record that goes beyond transaction volume. Financing ranges from $100,000 to $10 million, with a minimum 600 credit score, $25,000 in monthly revenue, and two years in business required. A good fit for established small and mid-market businesses that need meaningful capital quickly and value a lender relationship over a one-size-fits-all approval process.

Who Is Libertas Funding Best For?

Based on eligibility requirements and available products.

  • Businesses with fair or rebuilding credit
  • Businesses seeking larger financing amounts

Financing Options

Revenue-based Financing
Working Capital
Merchant Cash Advance
Bridge Capital

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
600
Minimum Monthly Revenue
$25,000

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Quick Overview

Loan Amount$100,000 to $10 Million
GeographyUnited States
DoughRating
Products4

Libertas Funding Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide
  • High loan amounts available
  • Wide range of financing products

Cons

  • Requires $25,000+ in monthly revenue
  • Requires 2 Years in business

Frequently Asked Questions

Libertas Funding offers financing in the range of $100,000 to $10 Million.

Libertas Funding typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Libertas Funding offers the following financing products: Revenue-based Financing, Working Capital, Merchant Cash Advance, Bridge Capital.

Libertas Funding requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Libertas Funding provides financing to businesses across the United States.

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