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BreadRoute Review
Lendini
2.5Our Lendini Review
Lendini is a nonbank lender based in Bensalem, PA, offering merchant cash advances and working capital to small businesses across the United States. It caters to early-stage or credit-challenged businesses, with a minimum credit score of 470, minimum monthly revenue of $5,000, and just eight months in operation required. Financing ranges from $5,100 to $300,000. Because the core product is a merchant cash advance — a purchase of future receivables rather than a conventional loan — effective costs can differ substantially from standard interest-rate pricing. Businesses should review factor rates and total payback amounts carefully and compare multiple offers before committing. Customer feedback on Lendini raises concerns around fees and collection practices that are worth weighing before you apply.
Who Is Lendini Best For?
Based on eligibility requirements and available products.
- Businesses with fair or rebuilding credit
Financing Options
Eligibility Requirements
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Quick Overview
2.5Compare Alternatives
Other Nonbank Lender lenders
Lendini Pros & Cons
Pros
- Accepts fair or rebuilding credit
- Lends nationwide
Frequently Asked Questions
Lendini offers financing in the range of $5,100 to $300,000.
Lendini typically requires a minimum credit score of 470. Businesses with scores above this threshold are more likely to qualify for favorable terms.
Lendini offers the following financing products: Working Capital, Merchant Cash Advance.
Lendini requires a minimum of 8 Months in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Lendini provides financing to businesses across the United States.
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