LEAF Commercial Capital Inc.

LEAF Commercial Capital is a national nonbank lender and subsidiary of M&T Bank, one of the country's top 20 banks. It specializes in equipment and technology financing for established businesses, with funding from $25,000 to $300,000. Applicants typically need at least two years in business and a credit score of 675 or higher. LEAF builds customized payment programs around each borrower's situation rather than offering one-size-fits-all terms — a good fit if you want a financing partner, not just a transaction. The M&T Bank backing provides institutional depth, and LEAF carries a strong reputation among the businesses it serves, with customers regularly praising knowledgeable, responsive staff.