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BreadRoute Review
King Trade Capital
Our King Trade Capital Review
King Trade Capital (KTC) is a Dallas-based nonbank finance company founded in 1993 — one of the most established independent purchase order finance providers in the United States. Operating as an investment company rather than a bank, KTC serves small to middle-market businesses headquartered in the U.S., Canada, and the United Kingdom. Its core focus is helping companies fulfill confirmed orders from creditworthy buyers when working capital is the bottleneck. Products include purchase order finance, supply chain finance, production finance for manufacturers, government contract finance, structured inventory finance, project finance, and letters of credit for domestic and international production. Financing goes up to $10 million, with no minimum credit score or time-in-business requirement — buyer creditworthiness drives underwriting more than the borrower's balance sheet. KTC has deployed over $2.5 billion to more than 400 companies worldwide. A strong fit for product-based businesses sitting on solid purchase orders but short on the cash flow to fulfill them.
Who Is King Trade Capital Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- New businesses with limited operating history
- B2B businesses with outstanding invoices to unlock
- Businesses seeking larger financing amounts
Financing Options
Eligibility Requirements
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Quick Overview
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Other Nonbank Lender lenders
King Trade Capital Pros & Cons
Pros
- No minimum credit score requirement
- Startup-friendly no seasoning requirement
- Lends nationwide
- High loan amounts available
Frequently Asked Questions
King Trade Capital offers financing in the range of Up to $10 Million.
King Trade Capital does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
King Trade Capital offers the following financing products: Purchase Order Financing, Invoice Factoring.
King Trade Capital requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
King Trade Capital provides financing to businesses across the United States.
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