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InterNex Capital

|Nonbank Lender|United States
Up to $10 Million
Loan Amount
600+
Credit Score
$100,000
Monthly Revenue
2 Years
Time in Business

Our InterNex Capital Review

3.5/ 5.0How we rate

InterNex Capital is a New York-based nonbank lender offering working capital financing to lower middle market businesses across the United States. Its product suite — marketed under the Velocity brand — includes a revolving line of credit (VelocityLOC), invoice purchasing (VelocityFlex), a short-term advance (VelocityStretch), and a term loan (VelocityTerm), with financing from $100,000 up to $10 million. Founded by commercial lending and fintech veterans, the platform uses technology-driven underwriting and data analytics, which may support faster decisions than traditional lenders. Eligibility generally requires at least two years in business, $100,000 in monthly revenue, and a minimum 600 credit score. The breadth of product options and the focus on accounts receivable make InterNex a good fit for established small businesses with steady invoicing that need flexible, recurring access to working capital.

Who Is InterNex Capital Best For?

Based on eligibility requirements and available products.

  • Businesses with fair or rebuilding credit
  • B2B businesses with outstanding invoices to unlock
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Invoice Factoring
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
600
Minimum Monthly Revenue
$100,000

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Quick Overview

Loan AmountUp to $10 Million
GeographyUnited States
DoughRating
Products3

InterNex Capital Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide
  • High loan amounts available

Cons

  • Requires $100,000+ in monthly revenue
  • Requires 2 Years in business

Frequently Asked Questions

InterNex Capital offers financing in the range of Up to $10 Million.

InterNex Capital typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.

InterNex Capital offers the following financing products: Invoice Factoring, Line of Credit, Term Loan.

InterNex Capital requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

InterNex Capital provides financing to businesses across the United States.

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