BreadRoute logoBreadRoute
BreadRoute Logo

BreadRoute Review

i80 Group

|Nonbank Lender|North America, Europe
$1 Million and $50 Million
Loan Amount
No Minimum Time in Business
Time in Business

Our i80 Group Review

3.5/ 5.0How we rate

i80 Group is a New York-based private credit firm specializing in asset-based finance (ABF) for growth-stage and scaling businesses across North America and Europe. Rather than underwriting on credit scores alone, i80 focuses on balance-sheet assets—accounts receivable, inventory, and equipment—making it a potential fit for companies with strong fundamentals that may not qualify for traditional bank lines. Deal sizes run from $1 million to $50 million, positioning i80 squarely in the middle-market segment. The firm has publicly participated in structured debt facilities for fintech and financial-services companies, including a reported role in a $150 million facility for ID Finance. No minimum credit score or time-in-business requirement is listed, though the asset-backed focus implies borrowers need meaningful collateral. i80 appears best suited for established operators seeking flexible, structured capital rather than fast-turn small-business loans.

Who Is i80 Group Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • Businesses that need equipment or machinery financing
  • B2B businesses with outstanding invoices to unlock

Financing Options

Equipment Finance
Asset-based Lending
Accounts Receivable
Inventory Financing

Eligibility Requirements

Time in Business
No Minimum Time in Business

Get Started

See My Loan Options

Free · Won't affect your credit score

Visit Website

Quick Overview

Loan Amount$1 Million and $50 Million
GeographyNorth America, Europe
DoughRating
Products4

i80 Group Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • High loan amounts available
  • Wide range of financing products

Cons

  • Limited to North America, Europe

Frequently Asked Questions

i80 Group offers financing in the range of $1 Million and $50 Million.

i80 Group does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

i80 Group offers the following financing products: Equipment Finance, Asset-based Lending, Accounts Receivable, Inventory Financing.

i80 Group requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

i80 Group currently serves businesses in North America, Europe.

Claim i80 Group Profile

Are you a representative of i80 Group? Claim this profile to verify your information, update details, or request changes to your listing.

Claim Now

For immediate assistance, please contact us at howdy@breadroute.co

BreadRoute

Simplifying financing & insurance for small businesses.

Get Matched It's Free
© 2025 Outride Partners LLC. All rights reserved.

How BreadRoute Makes Money

BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

Your Information

When you submit an application, we share the information you provide with financing partners as described in our Privacy Policy and on our Partners page. Those partners may contact you directly. You can see the current list of partners at any time on our Partners page.

Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

Insurance

Insurance products are offered through licensed third-party partners. BreadRoute does not sell insurance, bind coverage, or provide insurance advice. Coverage, eligibility, and pricing are determined by the insurer.

Not Professional Advice

Content on this site, including blog posts and guides, is for general informational purposes only and is not legal, tax, accounting, financial, or insurance advice. Consult a qualified professional about your specific situation.

BreadRoute is operated by Outride Partners LLC.