Highland Hill Capital

Highland Hill Capital is a Fort Lauderdale, FL-based nonbank lender offering merchant cash advances to small businesses across the United States. Founded in 2018, it works primarily through ISO partnerships to deliver working capital advances ranging from $10,000 to $500,000+. To qualify, businesses generally need a minimum credit score of 590, at least $25,000 in monthly revenue, and one year of operating history. Repayment is structured as a percentage of future receivables rather than fixed monthly payments — a flexible model for businesses with variable cash flow, though effective costs tend to run higher than conventional loans. At least one account of aggressive outreach from representatives has surfaced, so it's worth approaching initial contact on your own terms.