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Great Oak Funding

|Nonbank Lender|United States
$100,000 to $10 Million
Loan Amount
No Minimum Time in Business
Time in Business

Our Great Oak Funding Review

3.5/ 5.0How we rate

Great Oak Funding is a Dayton, Ohio-based nonbank lender that provides short-term bridge and mezzanine capital to established businesses across the United States. Operating through a family of funds, it offers financing from $100,000 to $10 million — with no stated credit score minimum or time-in-business requirement — making it an option for mature businesses navigating a financial challenge that conventional bank financing won't solve. The lender also touches real estate and equipment financing. Customer accounts point to a hands-on, relationship-driven approach, including on-site property visits and direct guidance through the financing process. A good fit if you're an established business owner who needs flexible, non-traditional capital and values working closely with your lender.

Who Is Great Oak Funding Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • Businesses seeking larger financing amounts

Financing Options

Mezzanine Capital
Bridge Capital

Eligibility Requirements

Time in Business
No Minimum Time in Business

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan Amount$100,000 to $10 Million
GeographyUnited States
DoughRating
Products2

Great Oak Funding Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available

Frequently Asked Questions

Great Oak Funding offers financing in the range of $100,000 to $10 Million.

Great Oak Funding does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Great Oak Funding offers the following financing products: Mezzanine Capital, Bridge Capital.

Great Oak Funding requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Great Oak Funding provides financing to businesses across the United States.

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BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

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Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

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