Great Elm Commercial Finance

Great Elm Commercial Finance is a Nashville, Tennessee-based nonbank lender founded in 2004 that focuses on middle-market businesses across the United States. It offers financing ranging from $2 million to $30 million, with no stated minimum time in business or credit score requirement, making it an option worth exploring for companies that may not fit conventional bank criteria. Its product set spans asset-based lending, secured term loans, ledgered lines of credit, unitranche and junior capital loans, accounts receivable and inventory financing, equipment finance, and DIP financing. The firm appears particularly well suited for complex situations — acquisitions, recapitalizations, bank workouts, restructurings, and bankruptcy financing — where a lender willing to assess collateral and business fundamentals over credit score matters most. No customer sentiment data was available at time of review, so borrowers should conduct their own due diligence on pricing and service experience before engaging.