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BreadRoute Review
First Line Funding Group
4.0Our First Line Funding Group Review
First Line Funding Group (FFG) is the factoring division of First Bank & Trust, headquartered in Briarwood, NY, and lending nationally. It specializes in cash-flow solutions for independent commercial businesses — particularly staffing firms, transportation companies, government contractors, land developers, and light manufacturers. Core products include invoice factoring, accounts receivable financing, fuel advances, fuel cards, equipment financing, and SBA loans. Financing ranges from $10,000 to $150,000, with a minimum credit score of 600, $8,000 in monthly revenue, and one year in business required. The bank-backed structure gives clients full back-office support alongside their factoring facility — a practical advantage for smaller operators who need more than just capital. A well-regarded option for asset-heavy or invoice-driven businesses looking for flexible working capital without losing back-office functions.
Who Is First Line Funding Group Best For?
Based on eligibility requirements and available products.
- Businesses with fair or rebuilding credit
- Businesses that need equipment or machinery financing
- B2B businesses with outstanding invoices to unlock
Financing Options
Eligibility Requirements
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Quick Overview
4.0Compare Alternatives
Other Nonbank Lender lenders
First Line Funding Group Pros & Cons
Pros
- Accepts fair or rebuilding credit
- Lends nationwide
Frequently Asked Questions
First Line Funding Group offers financing in the range of $10,000 to $150,000.
First Line Funding Group typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.
First Line Funding Group offers the following financing products: Equipment Finance, Accounts Receivable, Invoice Factoring.
First Line Funding Group requires a minimum of 1 Year in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
First Line Funding Group provides financing to businesses across the United States.
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