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BreadRoute Review
Financial Pacific Leasing
3.0Our Financial Pacific Leasing Review
Financial Pacific Leasing is a Federal Way, WA-based nonbank lender with 50 years in the equipment financing industry. It works primarily through third-party originators — equipment dealers, brokers, and vendors — rather than lending directly to business owners, so you're most likely to encounter it as the funding source behind a dealer's financing offer. Through that channel, it covers equipment leasing and financing from $5,000 to $1.5 million nationwide. The minimum credit score is 600, and there's no stated minimum time in business, which can make it an option for newer companies. Customer feedback has been mixed, so reviewing contract terms carefully and comparing offers before committing is worthwhile.
Who Is Financial Pacific Leasing Best For?
Based on eligibility requirements and available products.
- Businesses with fair or rebuilding credit
- New businesses with limited operating history
- Businesses that need equipment or machinery financing
- Businesses seeking larger financing amounts
Financing Options
Eligibility Requirements
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Quick Overview
3.0Compare Alternatives
Other Nonbank Lender lenders
Financial Pacific Leasing Pros & Cons
Pros
- Accepts fair or rebuilding credit
- Startup-friendly no seasoning requirement
- Lends nationwide
- High loan amounts available
Frequently Asked Questions
Financial Pacific Leasing offers financing in the range of $5,000 to $1.5 Million.
Financial Pacific Leasing typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.
Financial Pacific Leasing offers the following financing products: Equipment Finance.
Financial Pacific Leasing requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Financial Pacific Leasing provides financing to businesses across the United States.
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