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Expansion Capital Group

|Nonbank Lender|United States
Up to $200,000
Loan Amount
550+
Credit Score
$6,000
Monthly Revenue
6 Months
Time in Business

Our Expansion Capital Group Review

4.5/ 5.0How we rate

Expansion Capital Group is a national nonbank lender built specifically for small businesses that need working capital fast. It offers revenue-based financing, merchant cash advance, accounts receivable financing, and short-term working capital products with terms from three to twelve months — funding up to $200,000. Qualifications are accessible: six months in business, $6,000 in monthly revenue, and a 550 minimum credit score. ECG operates as a direct capital provider using technology-driven underwriting, with approvals typically delivered within four hours. It carries a strong reputation among the businesses it serves, with consistent praise for speed, customer service, and manageable terms. A good fit if you need short-term working capital quickly and may not meet the thresholds of traditional bank financing.

Who Is Expansion Capital Group Best For?

Based on eligibility requirements and available products.

  • Businesses with fair or rebuilding credit
  • B2B businesses with outstanding invoices to unlock

Financing Options

Accounts Receivable
Working Capital
Merchant Cash Advance

Eligibility Requirements

Time in Business
6 Months
Minimum Credit Score
550
Minimum Monthly Revenue
$6,000

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Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $200,000
GeographyUnited States
DoughRating
Products3

Expansion Capital Group Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide

Frequently Asked Questions

Expansion Capital Group offers financing in the range of Up to $200,000.

Expansion Capital Group typically requires a minimum credit score of 550. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Expansion Capital Group offers the following financing products: Accounts Receivable, Working Capital, Merchant Cash Advance.

Expansion Capital Group requires a minimum of 6 Months in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Expansion Capital Group provides financing to businesses across the United States.

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Expansion Capital Group Review (2026) | Accounts Receivable Lender | BreadRoute