eCapital Corp.

eCapital Corp. is a nonbank lender serving small and mid-sized businesses across the United States, Canada, and the U.K. since 2006. With a team of over 800 specialists and a financing model built around speed and flexibility, eCapital focuses on asset-based solutions — including invoice factoring, accounts receivable financing, asset-based lending, supply chain finance, equipment finance, commercial real estate financing, lines of credit, and payroll funding. Financing is available up to $50 million, with no stated minimum credit score or time-in-business requirement. The company serves businesses across 80-plus industries, with particular depth in transportation and trucking, staffing, healthcare, and consumer goods. eCapital appears well suited for asset-rich businesses that need faster, more flexible access to working capital than a traditional bank typically provides.