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BreadRoute Review

Denim

|Nonbank Lender|United States
Up to $10 Million
Loan Amount
No Minimum
Monthly Revenue
No Minimum Time in Business
Time in Business

Our Denim Review

3.5/ 5.0How we rate

Denim is a nonbank financial platform built specifically for freight brokers, trucking companies, and third-party logistics providers. Its core product is invoice factoring — converting unpaid carrier and shipper invoices into working capital without waiting on net terms. Beyond factoring, Denim bundles payments, collections, and back-office automation into a single platform, making it a practical choice for freight operators who want to consolidate financial workflows alongside their funding. Financing reaches up to $10 million, and there is no minimum time in business requirement, which makes it accessible to younger operations. Denim operates nationally and secured a $63 million warehouse facility from institutional backers in 2024, signaling meaningful financial footing.

Who Is Denim Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • B2B businesses with outstanding invoices to unlock
  • Businesses seeking larger financing amounts

Financing Options

Invoice Factoring

Eligibility Requirements

Time in Business
No Minimum Time in Business
Minimum Monthly Revenue
No Minimum

Industries Served

Transportation - Long HaulTransportation - Local HaulDelivery ServicesLogistics

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Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $10 Million
GeographyUnited States
DoughRating
Products1

Denim Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available

Frequently Asked Questions

Denim offers financing in the range of Up to $10 Million.

Denim does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Denim offers the following financing products: Invoice Factoring.

Denim requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Denim provides financing to businesses across the United States.

Denim works with businesses in the following industries: Transportation - Long Haul, Transportation - Local Haul, Delivery Services, Logistics.

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