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Cypress Growth Capital

|Nonbank Lender|United States
$1 Million+
Loan Amount
$250,000
Monthly Revenue
No Minimum Time in Business
Time in Business

Our Cypress Growth Capital Review

4.0/ 5.0How we rate

Cypress Growth Capital is a Dallas-based nonbank lender founded in 2010 that focuses exclusively on software and tech-enabled services companies. It provides royalty-based, non-dilutive growth capital — meaning founders keep their equity while repayments flex with revenue. Financing starts at $1 million, and the firm requires at least $250,000 in monthly revenue; there is no minimum time-in-business requirement and no stated minimum credit score. Cypress operates nationally across the United States. The team is composed of former operators with hands-on experience building software and tech-enabled businesses, which appears to translate into a diligence process more attuned to SaaS metrics than a traditional lender's. Website testimonials from portfolio founders highlight founder-friendly terms, efficient due diligence, and the value of operational guidance alongside the capital. Cypress seems well suited for bootstrapped or lightly funded SaaS founders who want growth capital without giving up ownership.

Who Is Cypress Growth Capital Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • Businesses seeking larger financing amounts

Financing Options

Mezzanine Capital
Bridge Capital

Eligibility Requirements

Time in Business
No Minimum Time in Business
Minimum Monthly Revenue
$250,000

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Free · Won't affect your credit score

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Quick Overview

Loan Amount$1 Million+
GeographyUnited States
DoughRating
Products2

Cypress Growth Capital Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available

Cons

  • Requires $250,000+ in monthly revenue

Frequently Asked Questions

Cypress Growth Capital offers financing in the range of $1 Million+.

Cypress Growth Capital does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Cypress Growth Capital offers the following financing products: Mezzanine Capital, Bridge Capital.

Cypress Growth Capital requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Cypress Growth Capital provides financing to businesses across the United States.

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Cypress Growth Capital Review (2026) | Mezzanine Capital Lender | BreadRoute