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Currency Capital

|Nonbank Lender|United States
Up to $10 Million
Loan Amount
No Minimum Time in Business
Time in Business

Our Currency Capital Review

3.5/ 5.0How we rate

Currency Capital is the fintech arm of Sandhills Global, a nonbank lender based in Scottsdale, AZ, focused on financing large capital expenditures for U.S. and Canadian businesses. Its core strength is equipment finance — covering heavy machinery, trucks, trailers, attachments, and aircraft — with loans and leases available up to $10 million. Working capital and merchant cash advances round out the product lineup for businesses that need flexible funding beyond equipment alone. Minimum credit, revenue, and time-in-business requirements aren't published, so eligibility is best confirmed by applying directly. A good fit if you're acquiring high-value equipment or aircraft and want a lender built specifically around that use case.

Who Is Currency Capital Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • Businesses that need equipment or machinery financing
  • Businesses seeking larger financing amounts

Financing Options

Equipment Finance
Working Capital
Merchant Cash Advance
Aircraft Financing

Eligibility Requirements

Time in Business
No Minimum Time in Business

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $10 Million
GeographyUnited States
DoughRating
Products4

Currency Capital Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available
  • Wide range of financing products

Frequently Asked Questions

Currency Capital offers financing in the range of Up to $10 Million.

Currency Capital does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Currency Capital offers the following financing products: Equipment Finance, Working Capital, Merchant Cash Advance, Aircraft Financing.

Currency Capital requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Currency Capital provides financing to businesses across the United States.

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Currency Capital Review (2026) | Equipment Finance Lender | BreadRoute