Convergent Capital

Convergent Capital is a Newport Beach, CA-based SBIC fund manager founded in 1999 that focuses on lower middle market companies across the United States. It provides mezzanine capital and sponsor finance for growth, acquisition, and recapitalization situations, with deal sizes ranging from $3 million to $14 million. Minimum monthly revenue of $1 million signals that this lender targets established businesses with meaningful scale rather than early-stage companies. No minimum credit score or time-in-business threshold is listed, suggesting underwriting is driven more by cash flow and deal structure than formulaic credit criteria. Convergent Capital appears well suited for owner-operators and private equity sponsors seeking flexible, non-dilutive subordinated debt to fund a specific transaction or capital event.