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Centra Funding

|Nonbank Lender|United States
$5,000 to $500,000
Loan Amount
650+
Credit Score
No Minimum
Monthly Revenue
No Minimum Time in Business
Time in Business

Our Centra Funding Review

4.0/ 5.0How we rate

Centra Funding, LLC, founded in 2006 by President John Boettigheimer, is a nationwide equipment finance company based in Plano, TX, with offices across the United States. Centra is committed to offering a fast and simple finance solution that helps new and existing small- and medium-sized businesses acquire equipment more easily. Benefiting from over 40 years of management experience in the equipment finance industry, Centra finances businesses in almost every industry sector and its direct lending capabilities allow it to provide innovative and flexible options for customers’ equipment financing needs. For more information about Centra, please visit www.centrafunding.com. Centra Funding, LLC is a subsidiary of CV Holdings, Inc., a diversified holding company focused on specialty finance investments. CV Holdings, Inc.’s common stock is currently quoted on OTC Markets under the ticker CVHL.

Who Is Centra Funding Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • New businesses with limited operating history
  • Businesses that need equipment or machinery financing

Financing Options

Equipment Finance

Eligibility Requirements

Time in Business
No Minimum Time in Business
Minimum Credit Score
650
Minimum Monthly Revenue
No Minimum

Quick Overview

Loan Amount$5,000 to $500,000
GeographyUnited States
DoughRating
Products1

Centra Funding Pros & Cons

Pros

  • Startup-friendly no seasoning requirement
  • Lends nationwide

Frequently Asked Questions

Centra Funding offers financing in the range of $5,000 to $500,000.

Centra Funding typically requires a minimum credit score of 650. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Centra Funding offers the following financing products: Equipment Finance.

Centra Funding requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Centra Funding provides financing to businesses across the United States.

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Centra Funding Review (2026) | Equipment Finance Lender | BreadRoute