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BreadRoute Review
Centra Funding
3.5Our Centra Funding Review
Centra Funding is a Plano, Texas-based equipment finance company serving small and medium-sized businesses across the United States. Founded in 2006, the company brings over 40 years of combined management experience in equipment finance and operates as a direct lender — which translates to more flexible, customized options than you'd typically find through a broker. Centra finances equipment across nearly every industry sector, with loan amounts from $5,000 to $500,000 and a minimum credit score of 650. There's no minimum time-in-business requirement, making it a viable path for newer companies looking to acquire equipment. Vendor programs and franchise financing are also available.
Who Is Centra Funding Best For?
Based on eligibility requirements and available products.
- Businesses with good (but not perfect) credit
- New businesses with limited operating history
- Businesses that need equipment or machinery financing
Financing Options
Eligibility Requirements
Get Started
Quick Overview
3.5Compare Alternatives
Other Nonbank Lender lenders
Centra Funding Pros & Cons
Pros
- Startup-friendly no seasoning requirement
- Lends nationwide
Frequently Asked Questions
Centra Funding offers financing in the range of $5,000 to $500,000.
Centra Funding typically requires a minimum credit score of 650. Businesses with scores above this threshold are more likely to qualify for favorable terms.
Centra Funding offers the following financing products: Equipment Finance.
Centra Funding requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
Centra Funding provides financing to businesses across the United States.
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