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Celtic Capital Corporation

|Nonbank Lender|United States
$500,000 to $8 million
Loan Amount
$100,000
Monthly Revenue
No Minimum Time in Business
Time in Business

Our Celtic Capital Corporation Review

4.0/ 5.0How we rate

Celtic Capital Corporation is a nonbank asset-based lender with over 43 years of operating history, serving manufacturers, wholesalers, distributors, and service providers across the United States. It offers accounts receivable lines of credit, inventory lines of credit, and equipment loans ranging from $500,000 to $8 million. Celtic Capital is a natural fit for businesses that can't qualify for traditional bank financing or have fallen out of covenant with their current lender — credit score isn't the primary underwriting factor, and there's no minimum time-in-business requirement. A minimum monthly revenue of $100,000 applies. If your business carries strong collateral and needs working capital to fund growth, enter new markets, or improve purchasing power, Celtic Capital appears well suited to the situation.

Who Is Celtic Capital Corporation Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • B2B businesses with outstanding invoices to unlock
  • Businesses seeking larger financing amounts

Financing Options

Accounts Receivable
Inventory Financing

Eligibility Requirements

Time in Business
No Minimum Time in Business
Minimum Monthly Revenue
$100,000

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Quick Overview

Loan Amount$500,000 to $8 million
GeographyUnited States
DoughRating
Products2

Celtic Capital Corporation Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • High loan amounts available

Cons

  • Requires $100,000+ in monthly revenue

Frequently Asked Questions

Celtic Capital Corporation offers financing in the range of $500,000 to $8 million.

Celtic Capital Corporation does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Celtic Capital Corporation offers the following financing products: Accounts Receivable, Inventory Financing.

Celtic Capital Corporation requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Celtic Capital Corporation provides financing to businesses across the United States.

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Celtic Capital Corporation Review (2026) | Accounts Receivable Lender | BreadRoute