Catalyst Financial Company

Catalyst Financial Company (catfinco.com) is a Texas-based nonbank lender with roughly 30 years in operation, focused primarily on invoice factoring and accounts receivable financing as alternatives to traditional bank loans. The company also offers equipment financing and appears to serve businesses that carry commercial invoices — including oil and gas, staffing, manufacturing, freight and transportation, distributors, wholesalers, and service companies. Notably, Catalyst Financial indicates it can work with foreign nationals who own U.S.-based businesses, which is a relatively uncommon offering among factoring companies. Specific details on advance rates, fees, and volume requirements are not publicly disclosed, so prospective borrowers should contact Catalyst directly to get a quote. The lender appears well suited for established Texas-area businesses in invoice-heavy industries that need working capital without taking on traditional debt.