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Breakout Finance

|Nonbank Lender|United States
Up to $1,000,000
Loan Amount
600+
Credit Score
$25,000
Monthly Revenue
1 Year
Time in Business

Our Breakout Finance Review

4.0/ 5.0How we rate

Breakout Finance is a US nonbank lender built around the idea that small businesses rarely fit a single financing mold. Under one roof, it offers term loans, working capital, invoice factoring, asset-based lending, revenue-based financing, and purchase order financing — giving you room to find a structure that actually fits your situation rather than forcing you into a standard box. Funding goes up to $1,000,000, and qualifying generally requires a credit score of 600+, at least one year in business, and $25,000 in monthly revenue. With a strong track record of positive client feedback, Breakout Finance appears well suited for businesses that need flexible, non-traditional financing and want to explore multiple product types in a single conversation. Rates and fees aren't publicly listed, so plan to request a full term sheet before moving forward.

Who Is Breakout Finance Best For?

Based on eligibility requirements and available products.

  • Businesses with fair or rebuilding credit
  • B2B businesses with outstanding invoices to unlock
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Asset-based Lending
Working Capital
Invoice Factoring
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
1 Year
Minimum Credit Score
600
Minimum Monthly Revenue
$25,000

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $1,000,000
GeographyUnited States
DoughRating
Products5

Breakout Finance Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide
  • Wide range of financing products

Cons

  • Requires $25,000+ in monthly revenue

Frequently Asked Questions

Breakout Finance offers financing in the range of Up to $1,000,000.

Breakout Finance typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Breakout Finance offers the following financing products: Asset-based Lending, Working Capital, Invoice Factoring, Line of Credit, Term Loan.

Breakout Finance requires a minimum of 1 Year in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Breakout Finance provides financing to businesses across the United States.

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For immediate assistance, please contact us at howdy@breadroute.co

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How BreadRoute Makes Money

BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

Your Information

When you submit an application, we share the information you provide with financing partners as described in our Privacy Policy and on our Partners page. Those partners may contact you directly. You can see the current list of partners at any time on our Partners page.

Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

Insurance

Insurance products are offered through licensed third-party partners. BreadRoute does not sell insurance, bind coverage, or provide insurance advice. Coverage, eligibility, and pricing are determined by the insurer.

Not Professional Advice

Content on this site, including blog posts and guides, is for general informational purposes only and is not legal, tax, accounting, financial, or insurance advice. Consult a qualified professional about your specific situation.

BreadRoute is operated by Outride Partners LLC.