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Breakout Finance

|Nonbank Lender|United States
Up to $1,000,000
Loan Amount
600+
Credit Score
$25,000
Monthly Revenue
1 Year
Time in Business

Our Breakout Finance Review

4.0/ 5.0How we rate

Breakout Finance is a US nonbank lender built around the idea that small businesses rarely fit a single financing mold. Under one roof, it offers term loans, working capital, invoice factoring, asset-based lending, revenue-based financing, and purchase order financing — giving you room to find a structure that actually fits your situation rather than forcing you into a standard box. Funding goes up to $1,000,000, and qualifying generally requires a credit score of 600+, at least one year in business, and $25,000 in monthly revenue. With a strong track record of positive client feedback, Breakout Finance appears well suited for businesses that need flexible, non-traditional financing and want to explore multiple product types in a single conversation. Rates and fees aren't publicly listed, so plan to request a full term sheet before moving forward.

Who Is Breakout Finance Best For?

Based on eligibility requirements and available products.

  • Businesses with fair or rebuilding credit
  • B2B businesses with outstanding invoices to unlock
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Asset-based Lending
Working Capital
Invoice Factoring
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
1 Year
Minimum Credit Score
600
Minimum Monthly Revenue
$25,000

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $1,000,000
GeographyUnited States
DoughRating
Products5

Breakout Finance Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide
  • Wide range of financing products

Cons

  • Requires $25,000+ in monthly revenue

Frequently Asked Questions

Breakout Finance offers financing in the range of Up to $1,000,000.

Breakout Finance typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Breakout Finance offers the following financing products: Asset-based Lending, Working Capital, Invoice Factoring, Line of Credit, Term Loan.

Breakout Finance requires a minimum of 1 Year in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Breakout Finance provides financing to businesses across the United States.

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Breakout Finance Review (2026) | Asset-based Lending Lender | BreadRoute