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Biz2Credit

|Nonbank Lender|United States
$25,000 - $6 Million
Loan Amount
600+
Credit Score
$50,000
Monthly Revenue
2 Years
Time in Business

Our Biz2Credit Review

4.0/ 5.0How we rate

Biz2Credit is a New York-based nonbank lender providing small business financing across the United States. It works with established businesses — at least two years in operation, a 600+ credit score, and $50,000 or more in monthly revenue — and offers financing from $25,000 to $6 million. Products include working capital, term loans, revenue-based financing, lines of credit, merchant cash advances, and commercial real estate loans. The platform is built around a streamlined online application, making it a practical option if you want to compare multiple financing structures in one place. With tens of thousands of borrower reviews and staff consistently praised for professionalism and responsiveness, Biz2Credit has a solid reputation among the businesses it serves. Some borrowers have raised concerns about customer support and fee disputes, so it's worth reading the fine print carefully. A strong fit for established small businesses that want broad product options and a digital-first process.

Who Is Biz2Credit Best For?

Based on eligibility requirements and available products.

  • Businesses with fair or rebuilding credit
  • Businesses with commercial real estate financing needs
  • Businesses seeking larger financing amounts

Financing Options

Working Capital
Commercial Real Estate Financing
Merchant Cash Advance

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
600
Minimum Monthly Revenue
$50,000

Get Started

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Free · Won't affect your credit score

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Quick Overview

Loan Amount$25,000 - $6 Million
GeographyUnited States
DoughRating
Products3

Biz2Credit Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide
  • High loan amounts available

Cons

  • Requires 2 Years in business

Frequently Asked Questions

Biz2Credit offers financing in the range of $25,000 - $6 Million.

Biz2Credit typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Biz2Credit offers the following financing products: Working Capital, Commercial Real Estate Financing, Merchant Cash Advance.

Biz2Credit requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Biz2Credit provides financing to businesses across the United States.

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For immediate assistance, please contact us at howdy@breadroute.co

BreadRoute

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How BreadRoute Makes Money

BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

Your Information

When you submit an application, we share the information you provide with financing partners as described in our Privacy Policy and on our Partners page. Those partners may contact you directly. You can see the current list of partners at any time on our Partners page.

Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

Insurance

Insurance products are offered through licensed third-party partners. BreadRoute does not sell insurance, bind coverage, or provide insurance advice. Coverage, eligibility, and pricing are determined by the insurer.

Not Professional Advice

Content on this site, including blog posts and guides, is for general informational purposes only and is not legal, tax, accounting, financial, or insurance advice. Consult a qualified professional about your specific situation.

BreadRoute is operated by Outride Partners LLC.