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Backd Business Funding

|Nonbank Lender|United States
Up to $2,000,000
Loan Amount
600+
Credit Score
$25,000
Monthly Revenue
1 Year
Time in Business

Our Backd Business Funding Review

4.0/ 5.0How we rate

Backd Business Funding is an Austin, Texas-based fintech lender founded in 2018 that serves small businesses across the United States. It offers lines of credit and merchant cash advances with financing up to $2,000,000 — positioning itself as a faster, more flexible alternative to traditional bank financing. To qualify, businesses typically need at least one year in operation, a minimum credit score of 600, and at least $25,000 in monthly revenue. Backd has built a strong reputation among the businesses it serves, with years of accredited operating history and consistently high customer satisfaction. It appears well suited for established small businesses that need capital quickly and may not qualify for conventional bank loans. Specific rates and fees are not publicly listed, so confirm current pricing directly with Backd.

Who Is Backd Business Funding Best For?

Based on eligibility requirements and available products.

  • Businesses with fair or rebuilding credit
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Merchant Cash Advance
Line of Credit

Eligibility Requirements

Time in Business
1 Year
Minimum Credit Score
600
Minimum Monthly Revenue
$25,000

Get Started

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Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $2,000,000
GeographyUnited States
DoughRating
Products2

Backd Business Funding Pros & Cons

Pros

  • Accepts fair or rebuilding credit
  • Lends nationwide

Cons

  • Requires $25,000+ in monthly revenue

Frequently Asked Questions

Backd Business Funding offers financing in the range of Up to $2,000,000.

Backd Business Funding typically requires a minimum credit score of 600. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Backd Business Funding offers the following financing products: Merchant Cash Advance, Line of Credit.

Backd Business Funding requires a minimum of 1 Year in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Backd Business Funding provides financing to businesses across the United States.

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For immediate assistance, please contact us at howdy@breadroute.co

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BreadRoute is free for business owners. We're compensated by the financing and insurance partners we work with, either when we refer you to them or when you obtain financing or coverage through them. This compensation may influence which partners appear on our site and in what order. It does not affect the terms, rates, or pricing you're offered.

What BreadRoute Is and Isn't

BreadRoute is not a lender, funder, or insurance company. We don't make credit decisions, set rates or terms, issue policies, or fund transactions. We connect business owners with third-party partners who do. Any offer you receive comes from that partner, on their terms, subject to their underwriting and approval. Submitting an application through BreadRoute is not an application for credit and does not guarantee that you'll receive an offer, approval, or any particular rate or amount.

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Rates, Terms, and Disclosures

Rates, terms, fees, and product availability are set by the partner, not by BreadRoute, and are subject to change. Any figures shown on this site are illustrative and are not offers. Before entering into any financing agreement, review the disclosures and documents the partner provides, including any disclosures required by your state.

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