Backd Business Funding

Backd Business Funding is an Austin, Texas-based fintech lender founded in 2018 that serves small businesses across the United States. It offers lines of credit and merchant cash advances with financing up to $2,000,000 — positioning itself as a faster, more flexible alternative to traditional bank financing. To qualify, businesses typically need at least one year in operation, a minimum credit score of 600, and at least $25,000 in monthly revenue. Backd has built a strong reputation among the businesses it serves, with years of accredited operating history and consistently high customer satisfaction. It appears well suited for established small businesses that need capital quickly and may not qualify for conventional bank loans. Specific rates and fees are not publicly listed, so confirm current pricing directly with Backd.